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What VA Borrowers Need to Know About Foreclosure After Bankruptcy
One of the most consistently confusing situations for prospective homebuyers and lenders alike involves the thorny issues surrounding bankruptcy, foreclosure and the status of your mortgage. Distressed...
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How to Count Overtime Income Toward a VA Home Loan
Income isn’t everything when it comes to getting a VA home loan, but it’s a pretty important factor. Obviously, you have to be able to afford the monthly mortgage payments and have enough money left...
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How Student Loans Can Affect Your VA Home Loan Chances
Student loan debt isn’t exactly uncommon. About 70 percent of 2012 college seniors graduated with it, carrying an average debt load of nearly $30,000, according to the Institute for College Access...
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VA Loan Eligibility for National Guard and Reserve
VA loan eligibility for National Guard and Reserve members and veterans received a big boost more than two decades ago. The Veterans Home Loan Program Amendments of 1992 extended VA loan benefits to...
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Getting a VA Home Loan While Still Serving in the Military
It’s not uncommon for service members to think they have to wait until they’ve separated from the military to pursue a VA home loan. But that’s absolutely, unequivocally untrue. Current service members...
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Fulfilling the Occupancy Requirement for VA Home Loans
VA loans help veterans and service members achieve the dream of homeownership. This isn’t a financing vehicle for purchasing investment properties, vacation homes or anything other than your primary...
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Can VA Buyers Borrow More Than a Home Is Worth?
It’s tough to find a home in mint condition, unless you’re buying sparkling, brand new construction. There’s often a host of upgrades, fixes or improvements that prospective homebuyers envision making...
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Independence Day & The American Dream
From the earliest beginnings of our great nation, our military has served to ensure Americans have land to truly call their own. That sense of independence has always been at the heart of the American...
View ArticleTop Leaders of VA Loan Program Join Veterans United to Answer Your Questions
We were excited to recently host a live conversation about VA home loans with the top two leaders of the VA Home Loan Program! You can watch the conversation here in its entirety. Mike Frueh, national...
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Debunking the Myth That VA Home Loans Cost More
You could fill a book with all of the myths and misconceptions surrounding VA home loans. One of the most persistent is the belief that VA loans inherently cost more than other types of mortgages....
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Short Sales and Seasoning Periods for VA Home Loans
When is a foreclosure not a foreclosure? Short sales often get lumped together with foreclosure and its offshoot, the deed-in-lieu of foreclosure. But these aren’t the same thing, and that can make a...
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Yes, You Can Use Your VA Loan Benefit Again
There seems to be a steady expectation that everyone can find a house perfect for them, so long as they are prepared, patient and practical. However, many also soon learn that this perfection is...
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How Your Military Discharge Can Affect VA Home Loan Eligibility
Documenting your proof of service is an important step in the VA mortgage process. This home loan program has helped millions of veterans and active duty military members since World War II. It’s a...
View ArticleVeterans United Live With Keller Williams: Creating a Military-Friendly...
Watch our live conversation above. Full transcript below. There are thousands of veterans and military members looking to buy homes every day. They need real estate agents who understand their unique...
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How to Buy a Modular Home with a VA Loan
VA borrowers have a much easier time purchasing modular homes than manufactured, or mobile, homes. Out of the gate, it’s incredibly important to make this distinction: Modular homes and manufactured...
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The VA Limits What Borrowers Can Pay in Closing Costs
The VA limits what lenders can charge borrowers in closing costs, which helps more veterans buy homes. Like it or leave it, closing costs are part of the home-purchasing process. Home purchasing can...
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Pulling Back the Curtain on VA Home Loan Closing Costs
The VA limits what veterans can pay in closing costs. You can ask the seller to cover all of the costs in addition to other financial concessions. No matter which side of the homebuying equation you’re...
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A Simple Explanation of Second-Tier Entitlement on VA Mortgages
Second-tier entitlement allows qualified VA borrowers to purchase again despite default and even have two VA loans at the same time. There are a lot of myths and misconceptions out there about the VA...
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List: Military Retirement Income Tax
If you’ve retired from the military, you’ve earned a pension. How large that pension is depends on your pay grade. But to a lesser extent, it also depends on where you live in the country. Since...
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Can I Really Reuse My VA Home Loan Benefits?
The VA home loan benefit isn’t a one-time opportunity. Eligible veterans can reuse it over and over again. We’ve written about this topic before, but it’s such a common question and source of concern....
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